Loans
Loans for every occasion
At 1st Class Credit Union, we offer affordable lending to our members at competitive rates. We are proud to have been awarded the 5* Fairbanking Mark.
You can borrow from us for any occasion such as; going on holiday, buying a new car, or Christmas, or if you are looking to tidy up your finances with our debt consolidation loan.
Members can apply for a loan between £500-£20,000. All applications will be assessed by the Loans Team once received into the office.
Our Loans at a glance
Personal Loans
APR 13.8% - 36%
Whether you need the money for a new car, dream holiday or to fund vital home improvements; you can borrow from £500 to £20,000 with a 1st Class Personal Loan.
Secured Loans
APR 4.9%
You can borrow between £2,000 and £20,000 against your share balance to get our lowest rate of interest… and keep all your hard-earned savings intact.
Manage Debts
APR 19.6%
If you find yourself weighed down with the burden of multiple debts, our debt consolidation loan could be the answer to getting your finances back on track.
Try out our quick and easy loan calculator below
Maximum Loan Term :
34.49%
34.49%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
