Latest News

31 Jan 2024

Platinum Award

We’re so excited to share this news with you – we've won a Feefo Platinum Trusted Service Award for our customer service in 2024!  

26 Jan 2024

January 2024 Newsletter

Click our link to read about our debt consolidation loans, up-and-coming AGM, and much more.

25 Jan 2024

1st Class and Local MSP

Thank you to MSP Claire Haughey for meeting our staff team in our new Rutherglen base office.

23 Oct 2023

October 2023 Newsletter

Read our latest newsletter to find out more about our recent office move, our 1st Class Discount Club, Christmas Loans, and more.

20 Jul 2023

July Newsletter

In our latest newsletter members can read about our recent milestone of 10,000 members, Loan Agency of the Year Award, attending Civil Service Live, and a farewell to long-serving staff members. 

03 Jul 2023

10,000th Member Story

We were thrilled to be able to get in contact with our 10,000th member, a 31-year-old employee of HMRC.

27 Jun 2023

Co-op Fortnight Campaign Article

We recently teamed up with Cooperatives UK and Reach PLC to bring an article to their Business Live page highlighting 1st Class Credit Union for the UK-wide campaign, Co-op Fortnight.

Loans

Loans for every occasion

Loans for every occasion

At 1st Class Credit Union, we offer affordable lending to our members at competitive rates. We are proud to have been awarded the 5* Fairbanking Mark.

You can borrow from us for any occasion such as; going on holiday, buying a new car, or Christmas, or if you are looking to tidy up your finances with our debt consolidation loan.

Members can apply for a loan between £500-£20,000. All applications will be assessed by the Loans Team once received into the office.

Our Loans at a glance

Personal Loans

Personal Loans

APR 9.4% - 24.4%

Whether you need the money for a new car, dream holiday or to fund vital home improvements; you can borrow from £500 to £20,000 with a 1st Class Personal Loan.

Secured Loans

Secured Loans

APR 4.9%

You can borrow between £2,000 and £20,000 against your share balance to get our lowest rate of interest… and keep all your hard-earned savings intact.

Manage Debts

Manage Debts

APR 13%

If you find yourself weighed down with the burden of multiple debts, our debt consolidation loan could be the answer to getting your finances back on track.

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
28.7%
# Repayments
Total
£
APR
28.7%
# Repayments
Total
£
APR
28.7%
# Repayments
Total
£
APR
28.7%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.