Latest News

20 Jul 2023

July Newsletter

In our latest newsletter members can read about our recent milestone of 10,000 members, Loan Agency of the Year Award, attending Civil Service Live, and a farewell to long-serving staff members. 

03 Jul 2023

10,000th Member Story

We were thrilled to be able to get in contact with our 10,000th member, a 31-year-old employee of HMRC.

27 Jun 2023

Co-op Fortnight Campaign Article

We recently teamed up with Cooperatives UK and Reach PLC to bring an article to their Business Live page highlighting 1st Class Credit Union for the UK-wide campaign, Co-op Fortnight.

26 Jun 2023

10,000 Members

For the first time in our 31-year history, we have matched our founding members’ ambition by increasing our credit union to over 10,000 members.

05 Jun 2023

New Direct Debit Process

That's why we’re delighted to announce an exciting enhancement to our direct debit process. With this update, we aim to provide you with increased convenience, clarity, and peace of mind when it comes to managing your payments.

25 Apr 2023

1st Class Credit Union Members’ Satisfaction Survey 2023

In early March we conducted a survey to understand a bit more about our members’ needs and now we are sharing the results with you

13 Apr 2023

April Newsletter

27 Jan 2023

Newsletter January

Dear Members, ‘I hope that this newsletter finds you well. It’s hard to believe that we are heading into summer, the time seems to have flown by so...

Loans

Loans for every occasion

Loans for every occasion

At 1st Class Credit Union, we offer affordable lending to our members at competitive rates. We are proud to have been awarded the 5* Fairbanking Mark.

You can borrow from us for any occasion such as; going on holiday, buying a new car, or Christmas, or if you are looking to tidy up your finances with our debt consolidation loan.

Members can apply for a loan between £500-£20,000. All applications will be assessed by the Loans Team once received into the office.

Our Loans at a glance

Personal Loans

Personal Loans

APR 9.4% - 24.4%

Whether you need the money for a new car, dream holiday or to fund vital home improvements; you can borrow from £500 to £20,000 with a 1st Class Personal Loan.

Secured Loans

Secured Loans

APR 4.9%

You can borrow between £2,000 and £20,000 against your share balance to get our lowest rate of interest… and keep all your hard-earned savings intact.

Manage Debts

Manage Debts

APR 13%

If you find yourself weighed down with the burden of multiple debts, our debt consolidation loan could be the answer to getting your finances back on track.

Try out our quick and easy loan calculator below

Maximum Loan Amount :
Maximum Loan Term :

£

Term

Repayment Frequency
£
APR
28.07%
# Repayments
Total
£
APR
28.07%
# Repayments
Total
£
APR
28.07%
# Repayments
Total
£
APR
28.07%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.